PERSONAL LOANS FROM BSA FINANCE & INDUSTRIES PVT. LTD.

We are a Kolkata based Approved Finance Company (NBFC), disbursing Personal Loans since 2002. We do not have any Agents/Brokers/ Branch Offices. Please contact us at address given below.

We give Personal Loans to Salaried Persons, residing in and around Kolkata and its Suburbs, needing funds for Medical, Education, Marriage, Vacation, House Repairs/Renovations, Purchase of household goods and for other emergencies upto Rs.4 Lakhs (Rupees Four Lakhs), repayable within 36 to 60 months by Monthly post dated cheques (PDC’s), to be given to us at the time of disbursement of the Sanctioned Loan by us

No charges are payable in advance. No hidden costs / charges.

For delay in payment of EMI / bouncing of cheques, legal charges,and other charges etc. for recovering unpaid dues . charges will be payable as per details mentioned in the Documents accepted by you at the time of disbursing of loan. Details of charges are enclosed with the Application Form.

These rates of interest and other terms and conditions as recorded here are applicable to the Applications received for such loans from 1st April, 2022 onward. However, the company ( BSA ) has the full right to change the terms & conditions of disbursement of Loan, as and when they desire to do so.

The decision to reject or accept an application is at sole discretion of the Company (BSA) and also to determine the Loan Amount to be paid will always be at the sole discretion of the Company (BSA) and it cannot be challenged.

Before accepting the loan from any other Bank / NBFC, please compare the amount of EMI payable to them with our EMI of same Loan Amount / Period. You will find ours is competitive /reasonable.

After sanction of a Loan, there is a one-time charge of processing fee of 2.50%, (plus taxes , if any) of the sanctioned Loan Amount, which is payable only at the time of disbursement of Loan. If a loan is rescheduled 2.50% on the balance amount will again payable.

You can also prepay the Loan at anytime but minimum after 2 (Two) Months of disbursement of Loan. Preclosure charges @ 1.50 % (Plus Taxes) on balance principal will be payable.

We do not increase/decrease the rates of interest or any other terms and conditions of the loan given, during the loan period for which the loan is sanctioned. All conditions, stipulations and undertakings, and charges payable, as given in Application Form, Letter of Undertaking and Loan Disbursement letter etc. are binding upon on both of us i.e. BSA and borrower till loan is fully paid.

Please read all the documents carefully and understand them to your full satisfaction at the time of taking the loan.

If your Repayment track of Loan given is mostly punctual, we can consider giving further loans to you, from time to time, if you so require, provided you have paid our EMIs (Monthly Installment) and all overdue charges almost regularly . Fresh Loan will be on revised terms and conditions as prevailing at the time of sanction of the fresh loan.

Another attractive offer! If you are our existing customer and your friend/relative, etc. needs loan, please introduce him to us. We will also give him loan within our Norms and also reward you Rs.1500/- for such sanctioned and disbursed loan, one time.

Application Form and other information are available on our website (see link below).

Application Form can also be sent by Post/Courier. On request.

For full details of the current Terms & Conditions & Rates of Interest ,etc., or any other clarifications, please contact directly at our below mentioned Registered Office. We have neither any other office nor any agent.

BSA Finance & Industries Pvt. Ltd.
11 Short Street, Kolkata – 700 016
GST : 19AABCB2009AIZG.
(Next to Vardaan Market, Opposite Lifeline Nursing Home .
Near : Camac Street, & Park Street crossing.
Bus Stop : Jeevandeep Building, Mallick Bazar, Nizam Palace,
Metro Station : Maidan
PHONE : 2287 0022 / 23 / 24
MOBILE : 86976-78277
E-MAIL : bsafinance92@gmail.com
WEBSITE :www.bsafinance.co